How to Buy a House in 2023

Navigate the real estate market with confidence!

Buying a house is an exhilarating journey, regardless of the economic state. Before diving in, equip yourself with the knowledge of home buying. Understanding the intricacies empowers you to make informed decisions for your family and finances. When you are buying a home, here’s how I can help.

• Act as an expert guide as a Transaction Broker
• Offer objective information and opinions
• Give you expanded search power
• Stand in your corner during negotiations
• Ensure an up-to-date experience
• Be your rock during emotional moments
• Provide fair and ethical treatment

Get ready to embark on an exciting adventure, and allow me to help guide you home!

1. Understand why you want to buy a house
2. Create your current housing budget
3. Reduce current debt but do not close accounts
4. Save for a down payment (minimum 3.5% and 3-5% for closing and other costs)
5. Check your credit score at all three credit bureaus at  annualcreditreport.com
6. Shop for a mortgage by talking to several companies without pulling your credit report
7.  Contact me at Deborah Bethune to discuss your timeline, budget, geographical area, and buyer agreements
8. View homes
9. Make an Offer
10. Schedule home inspection
11. Negotiate repairs and credit
12. Secure financing or cash funds
13. Schedule final walk-through
14. Attend closing

Contact me with any questions you may have! I look forward to assisting you with your real estate investment. 

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